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Expert on the ground
| American Express | DISCOVER | Visa | MasterCard | |
|---|---|---|---|---|
| All | Visa Signature cards | All | ||
| Maximum extra time offered on original warranty, in years | 1 (3 for Centurion members) | 1 | 1 | 1 |
| Maximum duration of original warranty, in years | 5 | 3 | 3 | 1 on standard cards, up to 5 on World cards (varies by issuer) |
| Maximum coverage (per claim/ per year) | $10,000/ $50,000 | $10,000/ $50,000 | $10,000/ $50,000 | $10,000/ no limit |
| Is wear and tear excluded? | No | Yes | No | Yes |
| How do I file a claim? | Call 800-225-3750 within 30 days of loss. | Call 800-DISCOVER (800-347-2683) within 45 days of loss. | Call (800-882-8057) within 60 days of loss. | Call 855-569-7366 within 60 days of loss. |
| How long does it take? * | Your account will be credited with a reimbursement within 14 business days after the examiner receives the paperwork. | Your account will be credited with a reimbursement within 60 days after the examiner receives the paperwork. | Within five days of receiving the paperwork, a customer service rep will follow up with you. If the request is approved, you’ll get a check in the mail within seven to 10 days. | Depending on the size of the claim, it could take between seven days and a few months to get a claim approved and receive a reimbursement. |
| Source | American Express extended warranty terms | Discover extended product warranty terms (requires log-in) | MasterCard Guide to Benefits | |
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.
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